por ejemplo, en el partido barcelona-getafe que termino en empate. a que se le llama pañolada y que significado tiene? Para encontrar los mejores precios en rutas culturales en Getafe, visita l3b.es

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que significa una ‘pañolada’ en futbol?

There have been a lot of online articles and comments following the broadcast of the much-awaited 2nd part of Paradise Lost last Wednesday, the ITV documentary detailing the traumas of everyday Brits who have had a nightmare in Spain. I have to admit that I was a bit confused at the end of the programme. Most of the airtime was devoted to a group of very content expat Brits in the La Marina region of the Costa Blanca – not everyone´s cup of tea, but a lot of people´s idea of paradise. Then there was the Queen of Marbella Real Estate, Kristina Szekely, getting herself all excited about what people get up to in jacuzzis, whilst showing us around several OTT luxury villas in Marbella . And finally, the tale of a Huddersfield hairdresser who was determined to make a success of his newly opened salon in Marbella by charging people top dollar. All very aspirational….and frankly no harm at all to the Spanish real estate market , especially in the Marbella and Puerto Banus areas. The only negative during the oddly titled programme was the horrific tale of a group of Brits who were in danger of having their properties in Almeria bulldozed. Whilst this is indeed the most extreme example of ´when things go wrong´ I was told by a lawyer on the Costa del Sol yesterday that the dispute had now been resolved and that the Junta de Andalucia had been forced to back down from their threats – funnily enough NOT something that was reported in the programme. The whole thing left me a little cold – just another example of a badly researched piece of scare-mongering nonsense. Related Posts Polaris world - A Golfing Paradise Horse Riding in Spain Paradise Lost – ITV Gives the Spanish Property Market Another Kicking

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Paradise Lost – Part 2

Sterling wobbles after hitting seven-month trade-weighted high. Bundesbank’s Weber sees no room for further euro rate cuts. A three cent range kept sterling comfortably between €1.16 and €1.19. It opened in London this morning at €1.1750, a cent down on the week. The week began with another line-up of international bodies moping about the economic outlook. The European Central Bank, the World Bank and the Organisation for Economic Co-operation and Development upped the ante on economic shrinkage with downgrades either of their forecasts or their optimism. Where previously the World Bank saw the global economy contracting by 1.7% this year, it now envisages GDP falling by 2.9%. The OECD sees “a very difficult 2009, with negative growth in the OECD area. Unemployment problems are going to continue to linger.” Jean-Claude Trichet of the ECB said that “Currently, we are still in the downturn phase…” The gloom lasted for all of 36 hours but it coincided with sterling’s trade-weighted index touching a seven month high. Even though no finger was pointed directly at the UK economy the dent to confidence reflected badly on sterling: If you can’t sell the pound at a seven month high, when can you sell it? Sterling took another knock on Wednesday when the Bank of England governor and one of his sidekicks appeared before parliament’s Treasury Select Committee. Both admitted to concern about how quickly the economy will pick up after the recession. It did not help maters when Governor King described the government deficit as “truly extraordinary”. There was an almost total drought of UK economic data. It left investors with almost nothing upon which to make their decisions, hence the lack of focus on sterling’s direction. Things were not much different - at least in that regard - for the Euro zone. Provisional figures for the purchasing managers’ indices offered a two-point improvement in the manufacturing sector but a slightly weaker reading for services. Industrial new orders shrank by 1% in April and were down by more than a third on the year. From the individual nations in Euroland there was a little more guidance. Main amongst these was the IFO assessment of German business confidence. Although the current assessment slipped lightly from 82.5 to 82.4 the other two measures improved. The business climate reading went up from 84.2 to 85.9 and expectations jumped three and a half points to 89.5. Rather less spectacular was the quarter point improvement in Gfk’s German consumer confidence index from 2.6 to 2.9. Bundesbank head Axel Weber is renowned for his hawkish views and he was at it again last week: “The ECB Governing Council has used the room for rate reductions that was created by waning inflation risks and a dramatic worsening of the economic situation.” As for the ECB’s plan to provide additional cash through the purchase of covered bonds; “additional steps are not necessary at the moment.” His comments were not a surprise but the market decided they were positive for the euro. In sterling’s current mood it seems able - though maybe not without some effort - to push through every obstacle in its way. The dip a fortnight ago almost to €1.16 suggests that level is the new support line. The next obvious obstacle is the psychological one at €1.20 (although €1.19 poses a barrier of its own). Beyond that, the more important technical resistance is the early December high in the region of €1.2150. Buyers of the euro should bide their time, using a stop order to protect against a reversal. Story from Moneycorp Find out all you need to know about foreign exchange with Moneycorp

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Euro Weekly Update: June 30th 2009

Sinceramente me lo esperaba, cuando iban perdiendo por 1, 3 le dije a Kanaria que iban a remontar y remontaron, no se si Capello tiene la flor de la Suerte metida en el c.ulo pero es asi….ya lo dijo Maresca “Capello tiene mucha suerte”. Yo si fuese seguidor del Madrid, lo renovaría de por vida

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Real Madrid 4 - Espanyol 3. REMONTADA ¿Cual fue la clave de la remontada?

It´s been a while since I´ve been on holiday. A few city breaks aside, it´s actually trickier than you may think to find a suitable destination when you live year-round in Southern Spain, with beaches, sun and sangria on tap! I took a business trip to the Southern Costa Blanca last week, as I needed to review our inventory of properties for sale on the Costa Blanca , in areas such as La Zenia , Playa Flamenca , Cabo Roig and Villamartin , all traditionally popular with British expats, holidaymakers and prospective 2nd home owners. I had forgotten just how much the Brits love their beaches – my goodness, from sunrise to sunset, the beach in front of the La Zenia Hotel was full of sun worshippers, all lapping up as much of the strong Spanish sun as possible. And when it came to the nighttime, I had forgotten just how much the Brits love their beer! While a talented duo belted out familiar favourites from the likes of Celine Dion and Whitney Houston on the poolside terrace, the Brits were getting stuck into the San Miguel and the Vodka and Tonics like they were going out of fashion! Even though there was a stiff cool breeze being whipped up off the sea, the general concensus seemed to be “ We´re on our hols, so we´re staying outside”! While the behaviour was all perfectly acceptable, and although I am as British as the next person, I did feel strangely out of place. After all, I live here, I rarely take a beach holiday in Spain , and so I struggled to identify with the obvious need for these tourists to let off steam during their regular annual break. It also prompted a degree of envy – seeing these people so relaxed, enjoying themselves so wholeheartedly, it got me pining for a holiday of my own – somewhere to laze on a beach all day, with no phones ringing, no distractions, and plenty of lager on tap. Maybe I should try the Costa Blanca – it looked perfect! Related Posts Cricket for the Spanish – a Trip to Lords Costa Blanca property - The Dream Haven Holidays in Spain – will any Brits be here in 2009??

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A Trip to a Holiday Hotel on The Costa Blanca

Hola, alguien me puede decir si hay alguna web con los códigos de provincias de las matrículas de los coches españoles? Por ejemplo que venga un listado de cada provincia con el codigo de matricula, como Madrid - M . Barcelona -B Murcia - MU, etc gracias y saludos Ya se que son iguales, pero necesito saber los

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Matriculas coches españoles, alguna página web con el codigo de cada provincia?

A €99 billion bailout fund for healthy as well as struggling Spanish financial institutions is to be approved by the Spanish Cabinet at one of its regular meetings. Cadena Ser radio, which cited a copy of the proposal, said that banks without capital shortages may have access to the fund if they need extra liquidity to improve efficiency. The bailout plan is not expected to encounter opposition in the Spanish Parliament. If banks use the fund, they should be open to possible mergers. Government approval to use the fund would be called for only if more than €27 billion were necessary. As financial institutions crumbled around the world in the credit crunch, Spanish banks managed to avoid toxic debt thanks to careful regulation by the Bank of Spain. But Spain’s Socialist Government has been forced to launch a rescue fund to save its ailing savings banks, whose bad loans have risen after the collapse of Spain’s decade-long Spanish property boom. Spain’s savings banks have suffered most from the collapse of the property sector after years of lending to property developers and homeowners. With the construction sector stagnating, many savings banks cannot access private markets and their options for raising capital are limited. Unusually, local authorities own a large stake in savings banks which critics say stops mergers. The bailout fund will start with a war chest of €9 billion (£7.6 billion) but could receive an extra €90 billion if necessary. The move comes after Moody’s Investors Service recently downgraded the ratings of 30 Spanish banks and savings banks, citing Spain’s economic downturn and a big rise in non-performing loans. The country’s two largest banks, Banco Santander and BBVA, retained their B rating in financial strength and Aa1 rating for long-term debt, but both were placed under review for a possible downgrade in both categories. Elena Salgado, Spain’s Economy Minister, said: “The fund will allow the State to temporarily buy holdings with voting rights.” Mrs Salgado said that under the rescue plan, the Bank of Spain would have the final say in how public money was handed out and local authorities could not veto mergers. “This fund would be a last resort,” she said. “First we would call on the banks to use private means to boost capital. Failing that, they would need to use the [private] guarantee fund. Only then would public aid be available.” Mrs Salgado said no financial institutions were in immediate need of help. In March, the Bank of Spain was forced to takeover the Caja Castilla La Mancha. Francisco Gonzalez, the chairman of BBVA, Spain’s second-biggest bank, said that the move was long overdue, with many “zombie” institutions being kept alive artificially, harming the country’s economic growth. “Any short term recovery in lending is made more difficult while in the medium and long term there is a lower potential for economic growth,” he said. Spain is struggling to cope with its worst recession in decades. The Organisation for Economic Cooperation said this week that the Spanish economy will shrink by 4.2 per cent this year with unemployment rising to 20 per cent in 2010. Unemployment stands at 17.4 per cent and the Government predicted the economy will contract 3.6 per cent this year. Profits in the banking sector fell 21.5 per cent in the first quarter of 2009, compared with the same period last year. Moody’s said the non-performing loan rate stood at 4.27 per cent at the end of the first quarter, compared with 0.9 per cent in December 2007. Maria Jose Mori, Moody’s assistant vice-president, said: “The extra cushion … which has so far protected their earnings and capital bases is becoming increasingly thin.” Moody’s downgraded the financial strength ratings of 30 banks and savings banks, eight of them by a full four notches. A third of the total are now at the D-level or lower. Story from Times Online

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Spanish Banks Gain €99B Support

“No tengas otros dioses aparte de mí. no te hagas ningún ídolo ni figura de lo que hay arriba en el cielo, ni de lo que hay abajo en la tierra, ni de lo que hay en el mar debajo de la tierra. No te inclines delante de ellos ni les rindas culto, porque yo soy el Señor tu Dios… (Ex

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¿Por que adoras a imagenes y a falsos santos?

Ahora me encuentro muchos dias que quemo o gasto mis preguntas en Yahoo y quisisra saber si tengo la misma opcion en HOTMAIL de hacer preguntas y respuestas….soc catala…Reus—Joan— bananoSi buscas el mejor precio de hoteles en Reus, búscalo en l3b.es

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Tiene tambien Hotmail, un apartado de RESPUESTAS como Yahoo?

Well, I´ve finally done it. It´s all signed, sealed and (not quite) delivered. I am now the proud owner of a 3 bed townhouse on Lomas del Marbella Club Pueblo , located on the Golden Mile between Marbella and Puerto Banu s on the Costa del Sol . I had been trying to find a property that offered a little character and charm, yet without sacrificing the location. Of course, I also wanted a great deal. People have told me that I got myself a bargain. I managed to shave over €250,000 off the original asking price, and the property was valued last month at over €100,000 more than the price I paid…….but the down side is that the house needs a lot of work – new kitchen and bathrooms, new windows (15 of them!), repainting, re-wiring, AC, Sky, alarm etc etc. The builders are in there now, hacking down walls, repositioning doors, and generally creating chaos, so I´m trying to keep my distance…which is very difficult by the way! I´ll let you know how the renovation goes, and treat you to some ´before and after´ shots once the place is finished. I just hope all the pain is worth it! Related Posts An Agent Buys a Property in Spain - Part 3 – Making the Offer An Agent Buys a Property in Spain - Part 7 - Another House! An Agent Buys a Property in Spain – Part 1 – How Hard Can it Be?!

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An Agent Buys a Property in Spain - Part 8 - Signed Up!