Buenas a tod@s; he terminado ingenieria tecnica y me gustaria empezar diseño industrial (mientras trabajo). En la universidad de Gerona (Catalunya) me convalidan más de la mitad de los créditos y me han asegurado que enseñan bastante bien (sobretodo en la vertiente practica de fabricación más q de concepto) y tienen un índice de empleo del
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Diseño Industrial en España?
The Savings Bank Foundation, FUNCAS, warns that economic recovery will be mediocre and employment will not be created until 2011. Director, Angel Laborda said, during a conference on the current situation of Spain against the global economic crisis, that the growth in Gross Domestic Product (GDP) will take a lot to achieve rates of 3% and may provide the first positive numbers in the spring of 2010, although he predicted that this year it will end in recession with a GDP decline of 1%. In this regard, he said that the problem is that the crisis in Spain is lasting longer than in other countries around Europe. He said job growth will not be significant until the second half of 2011 and the unemployment rate will peak in the third quarter of next year, to 20.5%, resulting in 4.5 million unemployed. Therefore, he criticized the minister of Finance, Elena Salgado, as she had announced green shoots in the second quarter of this year, when she was rushed to talk about them. He estimated that the service sector will be the niche in job creation from 2011, the industry will soon recover and that the Spanish property market will be in negative rates for many years. Laborda also warned of the medium term problem the huge hole in the public deficit, which he said will cause problems in the medium term in the Spanish economy. He said sooner or later will have to endure a tax increase to bring back the deficit of the state bordering on 10% of GDP. According Laborda, 2010 will be a difficult year for businesses, and the cost of capital and labour will continue to weigh on the balance sheets. Story from Barcelona Reporter
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Spanish Economic Recovery Mediocre
No se, se me acaba de ocurris esta curiosidad. supongamos que una plebeya se casa con un principe, como por ejemplo las de Asturias y Holanda y que estas plebeyas por ejemplo esten peleadas con sus familias, no se hablen con sus padres, se hayan escapado de sus casas .osea, ese tipo de problemas. La
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Como hace la realeza para “borrar” el pasado de una plebeya que se case con un principe?
Many potential UK-based buyers of Spanish property are holding off in making a purchase, firm in the belief that they are best waiting until sterling has recovered at least some of its lost ground against the euro. Of course, this makes sense. Why buy something now, when you can get it for 20% less in 6 or 12 months time? But one interesting statistic may make those UK based buyers sit up and take notice. As one of the leading Spanish property portals, we have noticed increasing volumes of enquiries during the last 6 months – strange when you think of the financial mess everyone is supposed to be in. I guess this means that the purchase of a Spanish property is still on the agenda for plenty of people, particularly as the prices have come down and started to look so attractive. Although around 70% of our enquiries eminate from UK based clients, 70% of the actual sales volume can be attributed to non-UK buyers. And in the vast majority of cases, these buyers are from the eurozone. Yes, that´s right, although we are spending most of our time on the phone, sending information to, and touring British clients, our time is actually spent more productively (according to the sales figures!) with the Belgians, the Dutch, the Spanish and the Irish. These are the buyers that are snapping up the bargains whilst all of us Brits sit and wait for the pound to rally. And trust me, these eurozone buyers know exactly what they are doing. With many British vendors here in Spain able to heavily discount their property prices due to the tumbling pound, the Europeans are targeting these vendors for the best deals. It´s a win-win situation. The buyers are purchasing with a strong currency, while the vendors repatriate the sales proceeds back to the UK, and get a whole load more pounds for their euros! Everybody´s happy. I have 2 concerns for the Brits who are looking to invest in Spanish property : firstly, that we will see fewer and fewer genuine, well located Spanish property bargains as the truly distressed stock gets snapped up and the economic recovery commences….and secondly, that once sterling does start to rise in value against the euro, the British vendors here in Spain will be far more inclined to hold firm on their prices, even to the point of raising the prices to compensate for the stronger sterling euro exchange rate . It´s all a bit of a conundrum. At the moment, you really want to be a Belgian buying a distressed property from a Brit here in Spain. But who is to say that this situation won´t do an about-turn in the next 12 months? Watch this space. Related Posts Sterling is Rising! Sterling on the Rise - Great News for British Buyers in Spain Exchange Rate - should it prevent me from buying in Spain?
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Sterling Exchange Rate Forces Spanish Property Buyers to Wait
The UK economy shrank in the third quarter of 2009, seriously disappointing investors. Purchasing managers say Euroland is back to growth in all sectors. Starting from €1.09 sterling rose to €1.11 before running into serious resistance on Wednesday. It had another look at that level on Friday morning before turning tail. A sharp fall saw it lose two cents in as many minutes and it carried on down to open in London this morning at €1.0850. Sterling had a potential mountain to climb almost every day last week. Public sector net borrowing would show just how deep in the mire were government finances. The Monetary Policy Committee (MPC) minutes may point to more “money printing” by the Bank of England. Retail sales data for September would show whether to not the consumer was back in business and Friday’s figures for third quarter gross domestic product (GDP) would hopefully show the British economy was out of recession. The first three of those obstacles were handled without drama. Monthly government borrowing was slightly less than forecast; box ticked. The MPC minutes said nothing that Bank officials had not already said in the previous couple of days; box ticked. Retail sales did not rise by as much as expected, in fact they did not rise at all, but they did not go down; box ticked. The unhappy denouement came on Friday, with a consensus among analysts that GDP would have grown by +0.2% in the third quarter of 2009. Most of them got it dreadfully wrong. Instead of the small but still positive increase they expected, investors were asked to swallow a -0.4% decline. Not surprisingly, they choked. A lot of psychological stock had been invested in the GDP number and most of it had to be written off. The euro’s biggest problem last week was its position against the US dollar. The $1.5=€1 level provided both a technical and a psychological obstacle that has carried through to this morning (although it is now coming under pressure). There were very few pan-euro-zone economic indicators to carry things along. The only ones that mattered were the provisional purchasing managers’ indices (PMIs). The PMI aims to quantify whether business is growing, in which case the index will be between 50 and 100, or shrinking with an index between 50 and zero. For the first time in nearly two years both the manufacturing and services sectors reported growth, with PMIs of 50.7 and 52.3 respectively. The PMIs were accompanied by data showing a third successive month of growth for industrial orders. Orders are still more than a fifth below the levels of a year ago but they are up by more than 8% since May. At first glance that negative GDP number appears to have undone all the good work that sterling had put in during the previous ten days. On the other hand there are signs that sterling’s weakness might have run its course. A growing number of commentators believe it is wrong to think that things can only get worse. Accountancy firm KPMG reckons confidence among UK executives is as an 18-month high. Goldman Sachs is sticking to the “buy” recommendation it made a month ago. There is even talk that the budget deficit might be smaller than we thought, although it will be difficult to know for several months. The events of last week were a salutary reminder that sterling can go up-and-down, as well as down-and-up. With that uncertainty in mind there is no reason to adjust the hedging strategy. Buyers of the euro should hedge half their requirement with a forward purchase. Those with a short time horizon who do not want to cover their whole exposure should at least protect themselves with a stop order. Get the best foreign exchange rates with no bank fees or commission charges using your Moneycorp Privilege Card
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Moneycorp: GDP Data Scuppers Sterling
Entre otras cosas la linea férrea Alicante-Benidorm-Denia-Gandia, y a posteriori, conectarlo con Valencia. Hay que tener presente que el trazado existe falta su modernización. Tanto los Ministerios de la Sra. Alvarez como Narbona, la tienen emprendida con esta Comunidad. ¿Porque creen Vdes. que será? victoria m.- Qeu atinados son tus disparos, creo que has dado en la diana. Gracias
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Leo que FOMENTO DEJA SIN PRESUPUESTO EL CORREDOR MEDITERRANEO?
Property prices in Spain have touched bottom but will remain stalled during the next two years, a partner for property advisor Knight Frank said on Friday. “If you put a home on the market at a 35 percent discount to highs from three years ago, and partially-financed, prices are going to stay at these levels until 2011,” Prieto told Reuters in an interview. But for sales to go ahead, properties need to be located in prime areas within cities’ metropolitan circles. “If you’re trying to sell somewhere like Valdeluz or Sesena, 100 kilometres outside of Madrid, forget it. Properties on the coast or with these kinds of setbacks are going to be stalled for years,” Prieto said. The Spanish property market is going through its worst crisis in a decade after an abrupt end to a construction boom that coincided with tightening credit markets, triggering price drops for both residential and commercial real estate. However, Knight Frank said commercial real estate has experienced a slight recovery thanks to investors looking to make money on rental assets. “Our perception is that there’s money for investment deals. Investors are looking with quite a lot of interest at real estate companies assets,” said Prieto. A slew of Spanish companies — from realtors like Reyal Urbis to builders like Ferrovial — have put their real estate assets or headquarters on the market in recent months. On the downside, the market could soon be saturated by this type of product, which runs the risk of further downward price pressure, Prieto said. Story from Reuters
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Spanish Property Prices Flat Until 2011
Quisiera saber donde puedo alquilar un apartamento pequeño para una sola persona en Madrid y que tan caro es comer en Madrid, ya que tengo que ir y voy corta de $$$Si buscas los mejores precios de restaurantes en Madrid, búscalos en l3b.es
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¿Cuánto cuesta alquilar un pequeño apartamento en Madrid, y las comidas baratas cuanto cuestan en Madrid?
I am constantly frustrated by Spanish bureaucracy and how it negatively affects Spain’s ability to compete in business internationally. However, this week, I caught sight of an article about Community Enterprise which praises Spain for its commercial initiatives in the 1950’s: “The Mondragón cooperatives in the Basque region of Spain are perhaps the best cited example of how a co-op system might work. Created in 1956, the Mondragón co-ops took a devastated region and turned it into an economic powerhouse with more than 90,000 workers. In 2008 the co-ops had annual sales of nearly 16.8 billion euros.” Wow, inspirational stuff. I’d like to see more of that. In other news this week, Moneycorp reports on a surprisingly positive outlook for Sterling and is further proof that, if you are looking at property in Spain, you need to think seriously about your currency exchange options . There are a handful of other articles which deserve mention. They are not specifically about Spanish property , but I think they each provide useful background information for anyone wondering when will be the best time to get in on the act. Three articles from Edward Harrison try to make sense of what’s happening to property markets around the world. In Why Are London House Prices Hitting New Highs? , he tries to make sense of this seemingly absurd situation and concludes: “this is the natural response to easy money when the economy (is experiencing) asset price inflation.” In Next Economic Crisis Already Underway and The Latest Bubble Warning , Mr Harrison continues with the same theme and concludes: “..When interest rates are near zero we must use increasingly heavy-handed tactics to get the economy going. Terminal debt is fast approaching - where no more debt can possibly be accumulated to revive growth. All roads lead to a W-shaped recession (which) will invite a policy response which kills the recovery.” Last, on a more positive note, this article from the FT in praise of the growth of Banco Santander. At the start of the decade, Santander and BBVA, the country’s number two bank, were roughly the same size in terms of market capitalisation: about €40bn. Today Santander is worth about €90bn and BBVA €47bn. I honestly don’t know what to make of all this, but normally, where there is such volatility there is opportunity in equal measure. Martin Dell, Kyero.com
Don Ramon o Vigo Mortensen?Encuentra hoteles en Vigo al mejor precio en l3b.es
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¿Quien es mas Lindo?
